About Us

Laurie S. Stegenga holds a Bachelor of Business Administration-Accounting, from Eastern Michigan University where she graduated Cum Laude.

Laurie Stegenga is President and founder of Foresight Capital Management Advisors, Inc., a fee-only Registered Investment Advisory firm. Her past financial work experience has spanned 40 years of managing and accounting for billions of dollars in investments. In 1983, Laurie began her career in big eight accounting, auditing large publicly traded corporations and performing audits and taxes for small entrepreneurial businesses. Five years later she joined Midwest Microwave, Inc., a defense manufacturing company as Chief Financial Officer and Human Resource Director. She earned her CPA certification in September 1985.

In 1993, Laurie joined Alexander Hamilton Life Insurance Company as Manager of Investment Valuation and Statutory Reporting for their $7.3 billion portfolio. Several years later Laurie became a Divisional Director of Accounting and an international finance consultant for Thomson Publishing, Inc.

Then she joined Tisch Investment Advisory Incorporated, a regional mid-west Registered Investment Advisory firm in 1998, to form and develop their retirement plan division. During her nine years, as Vice President, with the firm she assisted in growing the retirement plan division to a $140 million portfolio, which represented about forty percent of the assets under management for the firm. Laurie’s expertise is in retirement plan services, providing on-site education and one-on-one personal financial planning for the employees, fiduciary consulting, and all aspects of personal wealth planning for the individual and family office.

Laurie earned her CFP^® certification in March 2008 and followed this by earning the PFS designation—which is only available to those who have already earned their CPA license—in July of that same year. In 2008 she received her AIF® – Accredited Investment Fiduciary license and in 2020 Laurie completed her CEPA – Certified Exit Planning Advisor license. She is also part of a team consulting project that was awarded a State of Michigan Business Innovation Award for 2008 with the 403(b) public school plans. Laurie became a NAPFA-registered advisor in March 2011 and is listed on the Fee-Only Network website, www.feeonlynetwork.com. She is a member of the MICPA, AICPA, NAPFA, AIF®, FPA, Estate Planning Councils in Michigan, and Exit Planning Institute.

Laurie was named Five Star Wealth Manager award winner and named in Hour Detroit and DBusiness for eight consecutive years, 2016-2023. Other Foresight professional accomplishments include: Featured in Forbes Magazine-Michigan Financial-June 2010 and The Wall Street Journal-September 12, 2016. Listed in the Wall Street Journal, July 29, 2020 and June 2, 2021. Foresight was also listed as a top-ranking RIA firm in the July 2016, 2017, 2019, 2020, 2021, and 2022 issues of Financial Advisor Magazine.

Education:

• Bachelor of Business Administration – Accounting, Cum Laude, Eastern Michigan University

Certifications:

• Certified Public Accountant
• Accredited Investment Fiduciary®
• Certified Financial Planner®
• Personal Financial Specialist
• Certified Exit Planning Analyst

Patrick Carney works as VP, Director of Personal Wealth Management at Foresight Capital Management Advisors, Inc. Patrick’s major responsibilities have included personal financial planning, fiduciary consulting of best practices for the 501(c) 3 organizations statewide, 401(k) educational presentations, and one-on-one meetings with 401(k) plan participants and families. He started with the firm as an intern in May 2017 while studying at the University of Michigan-Dearborn. After completing his BBA with a major in finance and specialization in financial services from the University of Michigan-Dearborn, Patrick joined FCMA as a full-time Investment Analyst in January 2018. Patrick successfully passed the AIF® exam in April 2018 and the CFP® Board certification exam in November 2019. Patrick then went on to study Investment Management Theory & Practice at the Yale School of Management before passing the CIMA® exam and obtaining the certification in July, 2021. Patrick was featured in the July issue of NAPFA Advisor magazine where they talked about his journey into the financial planning industry and his experience working at Foresight as a young Fee-Only Financial Advisor. Patrick was also named a 2023 Detroit Five Star Wealth Manager award winner: Five Star award winner Patrick L. Carney, CFP®, CIMA®, AIF® – Five Star Spotlight (fivestarprofessional.com)

Education:

• Bachelor of Business Administration- Finance, Specialization in Financial Services
• Honors Graduate- University of Michigan- Dearborn

Professional Designations:

• CERTIFIED FINANCIAL PLANNER (CFP®)
• Certified Investment Management Analyst (CIMA®)
• Accredited Investment Fiduciary (AIF®)

Professional Organizations:

• NAPFA Registered Financial Advisor (the National Association of Personal Financial Advisors)
• NAPFA Advisor Bureau Member
  • o NAPFA Magazine July 2022 Article

• Washtenaw Estate Planning Council Member
• Fee-Only Network Member

Civic:

• Birmingham Unified Varsity Hockey Coach and Youth Goaltending Consultant

Dillon Schroeder works as a VP, of Personal Wealth Management at Foresight Capital Management Advisors, Inc. Dillon’s major responsibilities includes personal financial planning, 401(k) educational presentations, one-on-one meetings with plan participants and families, exit planning analysis for the valuation of companies through the Exit Planning Institute methodology for triggering events, research, screening and analysis of investments. This research is focused on individuals, retirement plans, and fiduciary consulting for the Michigan Retirement Investment Consortium (MRIC). Dillon is the lead consultant of investment research for the MRIC fiduciary consulting client.  MRIC consists of 243 school districts, 32 ISDs, 8 community colleges, over 19,700 participants, and $2 billion in investable assets. He started with the firm as an intern in May 2020 while studying at Eastern Michigan University.  After completing his BBA with a major in finance & management, Dillon joined FCMA as a full-time Financial Planning Analyst in May 2021.  Dillon completed his education requirement for the CFP® Professional Designation through Dalton Education and Wake Forest University in August 2022. Dillon successfully passed the CFP® Board certification exam in November 2022 and in December 2022 gained CFP® Certification.

Education:

• Bachelor of Business Administration – Finance & Management, Magna Cum Laude, Eastern Michigan University

Professional Designations:

• CERTIFIED FINANCIAL PLANNER (CFP®)

Jessica Osburn is a Manager of Compliance and Operations at Foresight Capital Management Advisors, Inc. Jessica’s major responsibilities include: assisting Financial Planners with client analyses and new client transitions, completes investment research for client portfolios, prepares materials for retirement plan presentations, maintains Foresights compliance regulations, coordinates quarterly and yearly internal audit, plans office events, and prepares publications for marketing, advertising, and quarterly newsletters.

Education:

• Bachelor of Science – Finance, Cum Laude, Arizona State University

Cody Nisenbaum joined Foresight Capital Management Advisors, inc. as a full-time Financial Portfolio Investment Analyst in July of 2021. Cody’s major responsibilities involve portfolio management, investment research, and trading duties. He works closely with the advisors to create FCMA’s risk models and custom portfolios for clients to meet their unique needs. Additionally, he works with the investment team to monitor FCMA’s current investments on an ongoing basis. Cody also helps to identify new potential investments including: stocks, bonds, mutual funds, ETFs, and options. Cody earned the Accredited Asset Management Specialist – AAMS® Professional Designation in July 2022.

Education:

• Bachelor of Business Administration – Finance & Economics, Grand Valley State University